Money as a couple, a family or friends
Share costs and plans without falling out. Simple methods, concrete examples, and the details to check before confirming a record.
Guides in this topic · 10
Family budget with kids: category by category
Build a family budget with kids: what children really cost (USDA, childcare data), a worked budget for a family of four, and a 15-minute monthly money meeting.
Updated 25 Sept 2026
Lending money to friends or family without falling out
Lending money to friends or family: decide what you can lose, write a simple loan agreement, set a repayment schedule, handle late payments, and the US and UK tax basics.
Updated 25 Sept 2026
Mental load: how to measure it and share it at home
What the mental load is, where the term comes from, what US and EU time-use data and studies show, a one-week audit and a way to share it, money included.
Updated 25 Sept 2026
Wedding budget: how to set it together and track it
Set a wedding budget from what you can actually pay, turn it into a guest count, plan every deposit and balance, and track it together with a fill-in table.
Updated 25 Sept 2026
Shared family calendar: how to set one up and share the mental load
How to set up a shared family calendar that everyone writes in: what goes in it, color and owner rules, a 15-minute Sunday check-in, and Google or Apple options.
Updated 24 Sept 2026
Pocket money and allowance: what age, how much, how to teach money
When to start pocket money or an allowance, how much to give by age, fixed or for chores, the spend-save-give jars, and a first bank card in the UK and US.
Updated 24 Sept 2026
Joint bank account: pros, cons and how to set one up
How a joint bank account works in the US and UK: who can withdraw, overdraft and credit risks, deposit insurance, death and breakups, and how to set one up.
Updated 24 Sept 2026
Prenups: what they cover and how to talk about money before marriage
What is a prenup? What a prenup agreement can and can’t cover, how US states and courts in England and Wales treat them, and a money checklist before marriage.
Updated 24 Sept 2026
Wedding planning checklist: the 12-month timeline and budget
A month-by-month wedding timeline, real 2026 cost data for the US and UK, the legal steps (licence or notice) and a shared budget you can both keep up to date.
Updated 24 Sept 2026
Couples budget: three ways to share money and how to choose
Fully joint, fully separate or yours-mine-ours: three ways to run a couples budget, how to split expenses fairly, and what a joint bank account commits you to.
Updated 24 Sept 2026
Say it once. Binome360 keeps the record.
A sentence, a voice note or a receipt photo: the assistant prepares the record in the right space, you confirm. 7 days free.